Not all Hero’s Wear Capes. Are you a Police/ Teacher/ Correctional Officer/ Firefighter and considering a home purchase sometime soon? We know that police officers, as well as correctional officers and other everyday heroes, work hard for our communities. As our way of saying thanks for all you do, we designed the STaR Home Loan program…

 

STaR Home Loan

Our bank APM created the STaR program so that our civilian hero’s could get help when applying for a home loan. This mortgage program helps save money when purchasing a home. It’s one small way that we can say thank you for your heroic service.

 

Who Qualifies for a STaR Loan?

You may qualify for a STaR Loan if you are currently employed full-time as a police officer with City, County, or State Law Enforcement. But you may also qualify if you are employed full-time as one of the following everyday heroes:

• Sheriff
• Highway Patrol
• Correctional Officer
• Firefighter
• First Responder
• Teacher

 

How Does the STaR Loan Benefit You?

The STaR loan can save you money and make it a little easier to obtain your mortgage loan. We’re proud to offer the following money-saving features for this loan program:

• Save up to $500 in Lender Fees
• Take advantage of lender paid mortgage insurance options
• Use gift fund options for 100 percent of the down payment
• Take advantage of a one-time interest rate renegotiation option, if rates improve before closing

You could be saving money upfront, saving money on your monthly mortgage expenses, and gaining peace of mind that you are getting a competitive rate on your loan. What are you waiting for?

 

How to Get a STaR Loan

Now that you know the benefits of a STaR loan, what steps do you need to take to get one? We keep it simple for you:

• Be ready with proof of your current full-time employment with City, County, or State (or proof of teacher credential and full-time employment in public/private school).
• Contact one of our friendly adviser’s to answer your questions and help you get started on your home loan application/pre-approval.
• Start home shopping!

Maciel Mortgage is happy to give back to hardworking officers serving our community through the benefits of our STaR home loans for police officers and other everyday heroes. CONTACT US TODAY 559.589.6044 and let us help you get the special treatment you deserve!